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Our Story

PolicySmart® offers innovative and creative solutions to leadership teams who are responsible for commercial insurance and retirement programs.  Acting as risk management consultants in a non-brokerage (do not sell product) outsourced procurement capacity, a variety of industries, both domestic and international, have successfully engaged Policy Smart services.

The brainchild of Christopher Roche, Policy Smart was conceived as a strategic vision to expand market access for commercial clients constrained by traditional industry boundaries and improve upon an outdated supply chain.

Drawing on his experiences as a broker himself, Chris invented The CMR Database®.  CFOs, CEOs and Business Owners no longer need to evaluate plans through the confines of limited market access, time-consuming interviews with brokers/vendors, complicated contractual terminology or deal with any last-minute vendor proposals.

PolicySmart®, CMR’s new digital platform, matches clients to new suppliers by using collaboration and data, global price trending and a  deep database 13,000 broker specialists in real-time in over 120 countries.  Subject matter expertise includes; Property/Casualty, Group Benefits or Retirement disciplines.  Our trademarked system (The CMR Database®) tracks  data points of each broker  in such areas as; industry classification, rates, fees, investment performance, limits, premiums, best in class service teams, etc. so that a client can acquire greater industry access and uncover peer-pricing transparencies – quickly, confidentially and in the comfort of their own office

Don’t limit your organization to obsolete practices – our tested and proven systems has expanded industry entry points locally, regionally, nationally and internationally.  So far Policy Smart has helped secure over $120M in industry savings for its clients and has positioned itself as one of the leading risk management consulting firms.

Let CMR + PolicySmart® help your organization make lasting improvements, drive operational improvement and achieve an even greater market position!